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Index Linking

For the following products, the Declared Value and/or Sums Insured for buildings and contents will be adjusted at renewal, based on the effective date of the renewal.

  • Multi Cover Agriculture
  • Multi Cover Commercial
  • Property Owners
  • Multi Cover Third Sector
  • LinksMaster
  • ClubsMaster
  • Multi Cover Contractors

At each renewal, we will calculate renewal premiums using the new Declared Value and/or Sums Insured amount.

For your protection should the index fall below zero we will not reduce the amount insured.

The current and previous indexed rates can be downloaded here.