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Combined liability products that keep your clients’ businesses covered

Running a business comes with risk. No matter if your clients are transporting goods or brewing beer, our combined liability policies protect them.

    

Coach, bus and taxi

We all need to get from A to B. Whether that’s in the back of a cab or on a commercial coach, it’s critical for transport businesses to understand and prepare for the risks they face.

Our commercial liability team understands the specific challenges of the transport industry, and can provide a policy that takes these into account.

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Hauliers

Transport keeps the wheels of business turning, getting goods and materials from where they are to where they need to be. Help your clients avoid unnecessary costs with a policy tailored to their sector.

Our combined liability policy for hauliers could make the difference so that unexpected accidents don’t leave them out in the cold.  

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General

Every industry comes with its own set of risks, and knowing how to navigate these will help your clients enjoy the rewards of a successful business.

So, whether you’re sourcing cover for an acupuncturist or a windscreen fitter, our General policy covers all the bases, to cover whatever sector* you need it to.
*Please see 'What we normally decline' for details of risks we are unlikely to cover.

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Trading with us

Our products and processes are designed to work around you – no matter how you like to get things done.

Direct access to underwriters

If you prefer working face-to-face, or want to chat about a particular risk in more detail, our underwriting team are available over the phone, on email, or you can arrange a meeting in person.


What brokers are saying

"I have always found Adam and the team at Victor to be knowledgeable and efficient when dealing with our Sign Industry specific clients both in respect of new and renewal business. Always willing to work with us to provide best terms and service to our clients." Annette, Real Insurance Group Ltd

"The service we have received from Victor Insurance over the past year has been tremendous. The products they offer are quality & suit my clients needs & the staff are always helpful when needed. We will continue to use Victor Insurance going forward." Mark, Halton Insurance Services Ltd

"Having only dealt with Victor since 1st May (2019), I am impressed with their work ethic and professionalism. They are very approachable, making it easy to build a good rapport. Looking forward to seeing the relationship grow." Helen, Marsh Ltd

“Victor Insurance and our dedicated BDM’s (Ian Chapman) involvement with our team and with myself has been excellent. They work closely with our team and Ian backs all his promises up and follows through. In short, it has been a pleasure and I know from speaking with my team (all that have dealt with Victor Insurance and Ian), they think the same.” Kieron, Konsileo Ltd

"The property owners team at Victor ensure that we can run our business efficiently and maintain our customer service standards with clients. They assist in anyway possible to accommodate risks, turnaround queries super quick and have a great understanding of their products. The team are fundamental in helping us provide and place business for our clients." Josh, Insurance Desk

"I couldn’t recommend Victor highly enough. The underwriters are highly knowledgeable and really have a passion to write new business. This couldn’t be better demonstrated by the risk that I presented to them on a Wednesday Lunchtime. An insured called me saying that they were starting a new manufacturing business and needed cover for the following day! Victor didn’t just turn the quote around in the time frame; they offered the most competitive premium and put forward the most favourable terms with very few endorsements. Victor has additional benefits in that some of the package benefits automatically included within the policy, really do add value to our policyholders. We look forward to working with Victor more closely over the coming year." Oliver, Heath Crawford