Policy overview
The policy includes
- Accidental financial loss
- Compensation for court attendance
- Corporate manslaughter costs
- Employers’ liability
- Health and safety prosecution costs
- Products liability
- Public liability
What we cover
*But not limited to
- Acupuncturists
- Aerobic centres and instructors
- Amusement arcades
- Animal feed suppliers
- Betting shops
- Bingo halls
- Blacksmiths and farriers
- Breweries
- Building and allied trades
- Caravan sites
- Casinos
- Cement manufacturers, processors and distributors
- Cinemas
- Civil engineers
- Nurseries
- Clothing recyclers
- Community centres
- Consultancies
- Dairies
- Education centres
- Electronic equipment manufacturers
- Engineering
- Food risks
- Foundries
- Furniture removers
- Hairdressers and beauticians
- Health clubs and saunas
- Heavy engineering
- Heating and ventilation contractors
- Holiday homes
- Hotels, restaurants and bars
- Imports and exports
- Insulation contractors
- Karting circuits
- Launderettes
- Lift engineers
- Manufacturing risks
- Marquee supply and erection
- Nightclubs
- Paediatricians
- Pathologists
- Railway contractors (excluding Red Zone Working)
- Roofers and scaffolders
- Rubber product manufacturers
- Skip and waste
- Stage and set erectors
- Windscreen fitters and repairers
- Yoga instructors
What we normally decline
- Chemical manufacturers
- Cosmetic product manufacturers
- Explosive engineers
- Fuel refining and drilling
- Landfill site owners
- Mines
- Railway contractors (Red Zone Working)