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Policy Overview

Ambulances. Tour operators. Couriers. If your clients business relies on its vehicles, there’s a good chance our combined liabilities policy can help.

Plus, the policy can be written alongside property cover, providing protection for transport businesses of any shape and size.


The policy includes
  • Compensation for court attendance
  • Data protection costs
  • Employers’ liability
  • Environmental clean-up costs
  • Manslaughter costs
  • Passengers’ effects
  • Personal accident for directors, principals and partners
  • Products liability
  • Public liability
  • Safety legislation costs
What we cover
  • Ambulances and medical transfer vehicles
  • Chaperones
  • Charities
  • Coach operators
  • Couriers
  • Driver tuition
  • Drug administration
  • Stage carriage insurance
  • Taxi operators and base stations
  • Third party vehicle parking
  • Third party vehicle servicing
  • Tour operators
  • Transport of non-professional bands
  • Vehicle storage
What we normally decline
  • Airside transport
  • Asbestos
  • Gradual pollution
  • Product guarantees
  • Rickshaws
  • Risks based in Northern Ireland
  • Terrorism risks
  • War and civil war risks