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Policy overview


Hauliers come in all shapes and sizes, from man-with-a-van operations all the way through to large fleets operating across the country.

That’s why our policy covers a wide range of different haulage risks that apply to small and big businesses, along with a selection of optional extensions that can be used to tailor the policy to your clients’ specific needs.

The policy includes
  • Accidental financial loss
  • Compensation for court attendance
  • Employers’ liability
  • Health and safety defence costs
  • Manslaughter costs
  • Products liability
  • Public liability
  • Return to work
What we cover
  • Abnormal loads
  • Car transporters
  • Carriage of animal waste
  • Carriage of clinical waste
  • Carriage of coal
  • Carriage of concrete and cement
  • Carriage of goods
  • Carriage of hazardous goods (excluding explosives and radioactive material)
  • Driver agencies
  • Freight forwarders
  • Heavy haulage
  • HGV tuition
  • Mechanics
  • Motorcycle couriers
  • Movement and siting of caravans, mobile homes or portacabins
  • Petrol tankers
  • Removal contractors
  • Road sweepers
  • Self-storage
  • Sludge gulpers
  • Spillage and contamination
  • Third party vehicle servicing
  • Third party working risk
  • Transport based merchants
  • Trucks, Moffets, Hiabs and similar vehicles
  • Warehousing
What we normally decline
  • Gradual pollution
  • Machinery installation or dismantling
  • Risks domiciled outside Great Britain, Northern Ireland, the Isle of Man and the Channel Islands
  • Terrorism risks
  • War and civil war risks