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Policy overview
Hauliers
Hauliers come in all shapes and sizes, from man-with-a-van operations all the way through to large fleets operating across the country.
That’s why our policy covers a wide range of different haulage risks that apply to small and big businesses, along with a selection of optional extensions that can be used to tailor the policy to your clients’ specific needs.
The policy includes
- Accidental financial loss
- Compensation for court attendance
- Employers’ liability
- Health and safety defence costs
- Manslaughter costs
- Products liability
- Public liability
- Return to work
What we cover
- Abnormal loads
- Car transporters
- Carriage of animal waste
- Carriage of clinical waste
- Carriage of coal
- Carriage of concrete and cement
- Carriage of goods
- Carriage of hazardous goods (excluding explosives and radioactive material)
- Driver agencies
- Freight forwarders
- Heavy haulage
- HGV tuition
- Mechanics
- Motorcycle couriers
- Movement and siting of caravans, mobile homes or portacabins
- Petrol tankers
- Removal contractors
- Road sweepers
- Self-storage
- Sludge gulpers
- Spillage and contamination
- Third party vehicle servicing
- Third party working risk
- Transport based merchants
- Trucks, Moffets, Hiabs and similar vehicles
- Warehousing
What we normally decline
- Gradual pollution
- Machinery installation or dismantling
- Risks domiciled outside Great Britain, Northern Ireland, the Isle of Man and the Channel Islands
- Terrorism risks
- War and civil war risks