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Policy overview

Commercial Motor Agriculture

Damage to a vehicle can be a huge blow to your agricultural clients, especially during the busiest farming times of the year, which is why our claims process is designed for a quick response.

We also offer an approved repairers scheme (to authorise repairs up to £750). But this isn’t compulsory, so your clients can still use their own mechanic if they’d prefer.

Policy Types
  • Third party only
    * Unlimited cover for third party death or bodily injury
    * Third party property damage of up to £20,000,000 for private cars and £5,000,000 for other vehicles (unless otherwise stated in the schedule)
  • Third party fire and theft
    * Includes additional cover against theft, attempted theft, and fire damage to a vehicle
  • Comprehensive
    * Includes additional cover against accidental collision damage and glass breakage
What we cover
  • Agricultural vehicles
  • All-terrain vehicles (ATVs)
  • Combines
  • Goods-carrying vehicles
  • Implements
  • Motorcycles
  • Private cars
  • Quad bikes
  • Special vehicles for agricultural purposes
  • Tractors
  • Trailers
  • Vintage tractors
What we consider
  • Haulage vehicles that aren’t used for carrying the client’s own goods
  • Minibuses with up to nine seats
What we normally decline
  • Any vehicle with more than nine seats
  • Buses
  • Classic cars and classic motorcycles
  • Coaches
  • Foreign-based vehicles
  • Tankers
  • Trams