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Policy overview

Professional Indemnity - Excess of Loss

We offer standalone professional indemnity excess of loss for a broad range of professionals. 

This option can give your clients the confidence they need to operate efficiently and meet contractual requirements without needing to worry about lack of protection.

The policy includes
  • Excess of loss PI up to £5,000,000 
What we cover
  • Attachment above £2M
  • Coinsurance
  • Accountancy
  • Architecture
  • Engineering
  • Design & construct (attaching above £5M – building services, mechanical & electrical, non-structural refurbishment/interiors only)
  • IT Consultancy
  • Media & creative consultancy (e.g. Advertising, marketing etc)
  • Miscellaneous trades 
  • Surveyors & property consultants (chartered surveyors, non-chartered surveyors, estate agents, letting agents, etc)
  • Town planning
What we normally decline
  • Design & Construct (main contractors, civil/cladding/geotechnical/manufacturing roofing/structural)
  • Financial Institutions
  • Independent Financial Advisors (IFA’s)
  • Non UK domiciled businesses 
  • Non UK fees/turnover exceeds 20%+
  • Solicitors