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Policy overview

Multi Cover Freight

Our Multi Cover Freight coverage is a package policy that is flexible enough to suit small to medium hauliers operating up to ten vehicles.

Like all of our transit policies, the cover can be customised or expanded with optional extensions that include public and products liability, extended employers’ liability, and much more.

The policy includes
  • A package policy covering loss or damage to goods while being transported
  • Legal liability for injury or damage to property of employees and members of the public as a result of the business
What we cover
  • All risks or legal liability
  • Cabotage
  • Car transporters
  • Furniture removers
  • General, non-hazardous goods and containerised traffic
  • Hazardous goods (excluding classes 1 and 7)
  • Own trailers
  • Plant and machinery
  • Single and multi-vehicle risks (1-10 vehicles)
  • Tankers
  • Temperature controlled goods
  • Thief attractive goods
  • UK and Western European haulage
What we normally decline
  • 100% subcontracted risks
  • Bespoke own conditions of carriage
  • Caravans, mobile homes and boats
  • Class 1 and 7 hazardous goods (explosives and radioactives)
  • Continental haulage
  • Fleets over 10 vehicles
  • Freight forwarders
  • Heavy, specialist and abnormal loads
  • Money and securities
  • Specific mobile phone contracts
  • Warehouse legal liability