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Policy overview
Commercial vehicle
Our commercial motor team knows that not every business needs the same level of cover as a large fleet operator.
Our commercial vehicle policy is designed for up to seven vehicles, covering loss, damage and third party liability.
The policy includes
- Foreign use
- Skip and waste risks
- Third Party Property Damage
- UK breakdown assistance
- Uninsured loss recovery
- Windscreen repair and replacement
What we cover
- 5 tonne gross vehicle weight ratings and above
- Builders
- Concrete mixers
- Continental haulage
- Hauliers
- Hazardous goods (excluding classes 1 and 7)
- Hire and reward
- Livestock carriers
- New ventures
- Non-hazardous tanker operators
- Transport of own goods
- Plant transporters
- Scaffolders
- Scrap metal dealers
- Service vans incidental to the risk
- Skip carriers
- Tippers
- Waste operators
What we normally decline
- Breakdown and recovery vehicles
- Bulk carriage of hazardous goods
- Drivers under 21 years of age
- Express parcel and mail delivery couriers
- Modified vehicles
- Risks without a valid operator licence
- Vehicle and caravan transporters
- Vehicles used in hazardous locations
- Vehicles with ‘Q’ registration numbers