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Policy overview
Skip & Waste
Victor's commercial truck skip and waste solution is for risks with 1-7 commercial vehicles, 5T GVW and above, who are involved in skip hire, muckaway, scrap metal and general waste and recycling.
The policy includes
- UK/EU breakdown assistance
- Uninsured loss recovery
- Windscreen repair and replacement
- Options for Comprehensive and TPF&T cover
- Laid up cover (as long as the vehicle is SORN and kept in a secure yard with a locked gate)
- Foreign use both annual and temporary subject to prior agreement
- Loss or damage cover for skips whilst attached or detached when taking out a skip and waste policy.
- Cover for the carriage of hazardous goods up to a maximum of 5% of turnover, excluding classes 1 & 7, 2.1 & 2.3
- Cover for vehicles up to a maximum of £200,000 gross train value
What we cover
- Vehicles 5 tonne gross vehicle weight or above that require an operators licence
- Vans including service vans when accompanied by a large heavy goods vehicle and do not makeup more than 50% of the overall risk
- Continental use
- Own goods use
- New ventures – subject to sight of a 2 year claim free driving letter from the proprietor
- Skip and waste, recycling and scrap metal dealers
- Non hazardous tanker operators
- Tipper operators
What we normally decline
- Concrete mixers
- Breakdown and recovery vehicles
- Van only risks
- Carriage of hazardous goods exceeding 5% of turnover or whist carrying goods within categories 1 & 7, 2.1 and 2.3
- Drivers under 21 years of age
- Vehicles with performance related modifications
- Risks without a valid operators licence
- Skip and waste risks without a valid waste carriers licence
- Vehicles with “Q” registration numbers